Sole traders and freelancers have simpler needs than big companies, but the right software still saves hours and keeps you ready for tax. This guide covers what to look for.
Published July 2026 · Updated July 2026
As a sole trader or freelancer you don't need payroll or complex group accounting. You need to invoice clients, log expenses, see what you're owed, and keep your income and expenses tidy so Self Assessment is quick. Simplicity and speed matter more than a giant feature list.
Making Tax Digital for Income Tax is phasing in for sole traders and landlords by income level, from April 2026 for those over £50,000. Choosing MTD-ready software now means you keep digital records from the start and avoid a scramble later.
Prioritise: easy invoicing, simple expense capture, a bank feed, a running view of profit and estimated tax, and plain language so you don't need accounting knowledge. Fair pricing matters too, you shouldn't pay enterprise prices for a one-person business.
No, it's often where it helps most, one person wearing every hat has the least time for admin. A simple tool saves hours and reduces errors.
Not much. Berified's Solo plan is £10/month, and there's a free budgeting tier to start.
Yes, as it expands to Income Tax by income level. Choosing MTD-ready software now future-proofs you.
This guide is general information for UK small business owners, not accounting, tax or legal advice. Rules, rates and thresholds reflect 2026/27 and change over time; always check the linked official source or a qualified adviser for your situation.